Spark Insurance
  • Email
  • Phone
    604 699 2259
  • Address
    Suite 1275 Two Bentall Centre
    555 Burrard Street Vancouver
    v7X 1M9



Your general store is more than just a corner shop – it’s a break from “big box” department stores, and you probably know a lot of your customer’s names. You know that part of the service that your general merchandise store provides is in saving people a trek into the city. That makes you a central part of the community, but that doesn’t mean your job is easy — that’s why we developed the Spark General Merchandise Store Insurance program.

You have a lot more to worry about than just commercial competitors. Customer slips and falls, thefts and damage due to fire are just a few risks that could set back your general merchandise business. Spark Insurance understands those risks, and has a number of policies that can protect your general merchandise store.

Apply for a free quote in minutes with our simplified online application process for small business insurance. We’re here to help your small business out along the way, through chat, email and phone.

We’ve harnessed the power of group buying to base premiums on the average of claims across all small business participants. Your small business will never be singled out for an increase.

Small business insurance can be complicated! We have some resources for you to check out to help you navigate your way through the world of small business insurance — from beginning to end!

Why are Spark Insurance prices so low? We take full advantage of the power of group buying to help Canadian small businesses like yours organize and save. Policy holders form a community and our underwriting algorithms offer clients some of the lowest prices in the country. Premiums are based on the average of claims across all participants, and when bundled together, costs are incredibly low.

We offer discounts on the following insurance coverages to your general store:

  • General Liability (slips and falls, events, negligent damage to property of others)
  • Contents, Equipment, Tenants Improvements and Assets Coverage (fire, flood, earthquake, water damage)
  • Stock (fire, flood, earthquake, water damage)
  • Crime Liability (employee theft & fidelity)
  • Legal Expense (unlimited legal phone line and support)
  • Cyber Liability